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Get Pre Approved

Las Vegas Mortgage Get Pre Approved

Las Vegas Mortgage Get Pre Approved the very first step you need to take, as a home buyer, is getting Las Vegas Mortgage Get Pre Approved for your home loan. It’s absolutely essential to being prepared when that perfect Las Vegas home comes along!

We recommend getting a Las Vegas Mortgage Get Pre Approved with Sheila Ledesma at Southern Fidelity Mortgage. Sheila Ledesma will treat clients the same way we do here at Ratliff/Pittenger Group RE/MAX Las Vegas and have incredible loan programs for every situation.

Las Vegas Mortgage Get Pre Approved

Las Vegas Mortgage Get Pre ApprovedIf you’d like to start the quick Las Vegas Mortgage Pre-Approval process, simply fill out the form below. Sheila Ledesma with Southern Fidelity Mortgage will contact you within 4 business hours (9am-6pm daily) to complete your Las Vegas Mortgage Get Pre Approved application.

Most Realtors/agents won’t even show prospective Las Vegas home buyers available property without a Las Vegas Mortgage Pre Approval letter.  Without speaking to a lender about their financial and personal information, neither the prospective buyer nor the Realtor/agent knows how much the buyers can qualify for or what type of loan they will be getting and it’s pointless to even start looking at properties.

A Las Vegas Mortgage Get Pre Approved letter is simply a letter from a lender stating that the Mortgage Loan Originator (MLO) has reviewed your financial and personal information (income, asset, liabilities, employment, residence, identity, etc…) and that based on the findings from an automated underwriting system (AUS), the borrower meets the loan programs minimum requirements based on the information that has been provided.  It is just a conditional approval that is contingent on a whole lot of other things happening and a boatload of even more documentation being provided.

Many prospective Las Vegas home buyers think that all they have to do is tell an MLO how much they make, where they work and how great their credit history is and voila, they’re pre-approved.  While some MLO’s may Las Vegas Mortgage Pre Approval their borrowers that way that is most certainly not how I do it.

Get Pre Approved

Get Pre Approved

The Las Vegas Mortgage Get Pre Approved lending environment has become extremely complicated and convoluted in so many ways and it is now more stringent than it has been in years.  A brief conversation on the phone with a prospective home borrower about their finances and other personal information is not enough information in order to determine a borrower’s qualifications or credit worthiness and actually, it never has been.

In an effort to make an accurate assessment of a house borrower’s qualifications and credit worthiness, an MLO needs to review a borrower’s, income and asset information (pay stubs & bank statements) as well as their liabilities (credit report).  Furthermore, an MLO needs to verify a borrower’s employment, residence, identity, social security identification, tax returns as well as their funds needed to close escrow.

Without reviewing all of this documentation, an MLO can not accurately determine if a borrower meets all of the lenders requirements as well as the guidelines for the program that the borrower is applying for.  If the Las Vegas Mortgage Get Pre Approved borrower’s qualifications don’t meet the lenders requirements as well as the program guidelines, they don’t have a chance in the world of getting a loan or closing on an escrow.  PERIOD!!!

Getting Las Vegas Mortgage Get Pre Approved is just the first step to getting into escrow and it is by no means the last time the home borrower will need to get approval or the last time the borrower will need to provide documentation.  Once again, the Las Vegas Mortgage Get Pre Approved is just the beginning but it is where every prospective homeowner needs to start if they ever plan on buying a home and getting to the closing table.

Today’s real estate market can be really scary, which is why it’s important to get as much information as possible before starting the Las Vegas home search.  The Las Vegas Mortgage Get Pre Approved process is not a simple process and borrowers today need affordable loan options that are best suited for their own needs.  Furthermore, it’s absolutely vital that they work with a seasoned MLO and lender that knows what it takes to not only close a loan transaction but one who can also ward off issues that invariable come up and get the transaction back on track and to the closing table Las Vegas Mortgage Get Pre Approved.

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you can contact us at:
Ratliff/Pittenger Group: ReMax Advantage 8548 W. Lake Mead Blvd.
Las Vegas, NV. 89128
rratliff@remax.net
702-807-5528

Ratliff/Pittenger Group: ReMax Advantage
10075 S. Eastern, #103
Henderson, Nevada 89052
United States
bonniepitt@gmail.com
702-233-6824
Get Pre Approved

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Robert Ratliff
Robert Ratliff is a nationally recognized RE/MAX Real Estate leader who has been helping people move in and out of the Las Vegas & Henderson Nevada area for the past 10 years. He has been one of the top RE/MAX Realtors in Nevada for the past decade. Specialized Categories: Real Estate Agency, Luxury Home Realtor, Property Management Company, Commercial Real Estate Agency, Short Sale Realtor.
Robert Ratliff

@REMAXLASVEGAS

REMAX LAS VEGAS REAL ESTATE REALTOR specializing in luxury homes, short sales, condos, single family homes, high rise condos, foreclosures.
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Robert Ratliff
Robert Ratliff
Robert Ratliff

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